Annual Disclosure Brochure Update

September 26, 2017 | Demming

Dear Client: We are writing to you in regards to a number of administrative matters that, as a registered investment adviser, we are required to contact you about on an annual basis.  To minimize our intrusion we have combined several of these matters into this Annual Notice. Enclosed with this letter please find a copy […]

How to Respond to a Data Breach

September 11, 2017 | Demming

Dear Client, We have been receiving questions regarding the security breach at Equifax. Please see the attached article which may help clarify the issues surrounding the breach. It will also provide instructions for going forward. How to Respond to a Data Breach David W. Demming CFP® David W. Demming Jr. CFP® Karen Bordonaro CFP® Patrick […]

Active Management at IVA: A Focus on Clients’ True Investment Goals

July 25, 2017 | Demming

The passive vs active debate in the investment world will likely be a never ending discussion. DFSC believes there are merits to both arguments of each respective side. Our investment philosophy balances the strengths of both methodologies in hopes of meeting client financial planning objectives. The active managers we utilize, such as IVA, are tasked […]

How to Win at Active Management: FPA Crescent Fund

May 18, 2017 | Demming

Dear Client, The link below is a PDF of a recent article published on Morningstar.com by John Rekenthaler a rationale for why investments can do well with an active manager like Steve Romick of FPA Crescent. Please enjoy this edition of the Rekenthaler Report. David W. Demming CFP® David W. Demming Jr. CFP® Karen Bordonaro […]

Improving Your Client Experience

February 27, 2017 | Demming

We are always looking for ways to improve your experience with us. With this in mind, we created a 14-question online survey to gather client feedback on our firm. Your participation will help us identify ways to better serve you and meet your expectations as a client. To complete the online survey, please select the […]

A look back at 2016

January 27, 2017 | Demming

You may find the following article an interesting read taking ‘A look back at 2016‘.

The Trump Effect

November 9, 2016 | Demming

You may find the following article an interesting read given the presidential election results and the effect it may have on the Stock Market. The Trump Effect

Presidential Election and the Stock Market

November 2, 2016 | Demming

You may find the following article an interesting read given the upcoming presidential election and the effect it may have on the Stock Market. Presidential Elections and the Stock Market

Annual Disclosure Brochure Update

September 30, 2016 | Demming

Each year, Demming Financial Services Corp. is required to inform clients of any materials changes that have been made to the Disclosure Brochure since the last annual filing (September, 2015). Attached is the summary of material changes that occurred during the fiscal year July 1, 2015 thru June 30, 2016. Material Changes If you would […]

Brexit Vote

June 24, 2016 | Demming

As many of you are aware, a vote in the U.K. occurred yesterday. The repercussions should take a number of years to play out. We hope the attached information will give you a better understanding of what truly took place and give you added perspective for what the future may hold. Brexit Vote

Market Volatility

February 12, 2016 | Demming

You may find the attached article an interesting read given the recent volatility in the markets. Recent_Market_Volatility