::Demming Financial Services Corp::

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	In Our Opinion

	Annuities Fee-Based Billing Are Your Old Savings Bonds Still Earning Interest? Borrowing from Your Home's Equity Financial Advisor vs Financial Planner A Primer on Medicare and Medicap Coverage Short-Duration Funds Why We Favor UTMAs over 529s Why We Provide Ins & Mortgages to our Clients Watch Out for These Mortgage Mistakes Be Careful When Making Family Loans Should You Buy or Lease a Vehicle Differences Between Brokers and Financial Planners Can Annuities Offer Competitive Returns? Link posted with permission by the Financial Planning Association, Journal of Financial Planning, August 2011, William Reichenstein, Ph.D., CFA, Can Annuities Offer Competitive Returns? For more information on the Financial Planning Association, please visit www.fpanet.org or call 1-800-322-4237. Reverse Mortgages


	Disclosures
	We strongly believes in protecting the confidentiality and security of information...
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	PRIVACY POLICY
	Please view our PRIVACY POLICY which describes...
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	Referral Lists
	Attorney & Accountant Lists available upon request. Please email us at: info@demmingfinancial.com
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	The Process
	The advisory services of Demming Financial Services Corp. consist of preparing financial plans and furnishing evaluation services...
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This is not an offer of securities in any jurisdiction. As with any security, request a prospectus and read it carefully before investing. Demming Financial Services Corp. does not provide accounting or legal advice. Securities offered through Coordinated Capital Securities, Inc., Member FINRA/SIPC.

MB.800272